Recommend to potential buyers: yes
Full review
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At the age of 21, I bought a Ford Escort
Ghia (1994) 1.6 16v. With no No-Claims
Bonus, the
cheapest insurance quote I got was £1000,
Fully Comprehensive. Yes, you did read that
correctly. My occupation isn't dodgy and I
have a clean license as well. Anyway, my poor
car got stolen and my premium rocketed by another £400
with the same insurers (Lloyd's of London,
incidentally - please avoid if you value your
cash!). After telling them where they could
stick their insurance, I phoned around most
of the big insurers (Cornhill, Norwich Union,
PremiumSearch, even KwikFit!!) I finally called
Admiral. What a pleasant surprise I got. Firstly,
they quoted me about £500 cheaper than
the best other quote I'd had, which was £1000,
and they put me on their 'Bonus Accelerator'
policy - which boils down to the fact
that you earn a year's No-Claims Bonus
in ten
months, the only downside to this being
that you only
get ten months insurance, not twelve.
That's still Fully Comp. Nonetheless,
I accepted
this quote. One of the wisest moves I've
ever made.
The staff were all extremely knowledgeable,
and everything was sorted out so quickly
and with absolutely no fuss at all. Probably
better
for young (under 25) drivers with little
or no No-Claims Bonus, Admiral are well
worth a call. If you go Fully Comprehensive
as
well,
you get full breakdown cover from Green
Flag (I think it's Green Flag anyway!)
for about
fifty extra quid. That's the full monty
'Homestart' one too - not just roadside
assistance. Motor
Insurance is a very competitive market,
there's no doubt, but you might just
walk away laughing
after you've had a chat with Admiral.
Under-25 drivers - give 'em a call. You've
got nothing
to lose, and even the call to them is
free!
